Every material change we record: rates, fees, availability and status. 441 entries across 162 cards. Checked weekly, reviewed in depth monthly. Dates are when we recorded the change, which can be later than when the provider made it.
Change types: Rewards, Fees, Availability, Status, KYC, Card & issuer, Yield, Security. Showing the 40 most recent entries.
WaldenPay Virtual Card (Status): Added to the directory as a prepaid virtual card funded with crypto, no cashback, 3-5% top-up fee
Hyperbeat Card (Fees, Correction): FX fee of up to 1% now counted in costs, spending fee 0%: Hyperbeat's rates and fees article lists 0.4-1% FX and ATM fees only, and Cash Mode spends a USD balance
Bringin Card (Fees, Correction): Spending cost shown as 0%, not an estimated 1.5%: Bringin's card page lists 0 fee per usage and zero FX fees; its 1% fee applies when converting bitcoin to euros in the account
Kripicard (Fees, Correction): Spending cost recorded as the 4% funding fee, not an estimated 1.5%: Kripicard's fee page lists 0.00% FX and 0.00% auth fees, so the 4% fee on every top-up is the cost of card value
Robinhood Gold Card (Availability, Correction): New applicants join a waitlist: Robinhood's card page invites them to reserve a spot
Venmo Credit Card (Fees, Correction): No foreign transaction fee, now recorded as a fee figure: Venmo's credit card page states no foreign transaction fee
Coinbase One (Amex) (Fees, Correction): No foreign transaction fee, now recorded as a fee figure: the Coinbase One Card agreement (effective 11 May 2026) lists a $0 foreign transaction fee
Trade Republic Card (Rewards, Correction): Saveback now counted with its EUR 15 monthly cap and EUR 50 savings plan rule: Trade Republic's Saveback page caps Saveback at EUR 15 a month (EUR 1,500 of card spend at 1%) and requires at least EUR 50 a month in weekly, bi-weekly or monthly savings plans. Rankings previously credited the uncapped 1%
Trade Republic Card (Fees, Correction): ATM fee recorded as free for withdrawals of EUR 100 or more, EUR 1 for each below EUR 100: Trade Republic's withdrawal fees article adds that ATM operators may charge their own fees
Kredete Card (Rewards): Card page now advertises up to 6% cashback: no rates, tiers or eligible categories are published, so it stays scored at 0%
ARQ Card (Status): Added to the directory as a Mastercard debit card for Mexico, Argentina, Brazil, Colombia, up to 2%
KGI Crypto Rewards Card (幣享卡) (Status): Added to the directory as a Mastercard credit card for Taiwan, 1-3% in crypto via BitoPro or MAX
Union Bank MaiCoin Card (Status): Added to the directory as a Visa credit card for Taiwan, 0.5-4.5% in crypto via MaiCoin
ZAR Card (Status): Added to the directory as a Visa debit card for Pakistan, no cashback
Tangem Pay (Availability, Correction): Not issued in the EEA or UK: Tangem's help centre lists the US and select countries in LATAM, APAC, the Middle East and Africa only. The EEA launch previously recorded here appears on no official Tangem page
Uphold Card (Fees, Correction): 1.5% FX on the US Essential card now counted in costs: Uphold's US card page lists a 1.50% foreign transaction fee on Essential and 0% on Elite, and the UK card page states no foreign transaction fees
Exa Card (Availability, Correction): Issued in 31 US states and 46 listed countries, not the EU/EEA or UK: Exa's card availability article lists the countries across Latin America, the Caribbean, APAC, Africa, Pakistan and the UAE. This replaces the over-160-countries reach previously recorded
Gnosis Pay (Fees, Correction): Card order fee corrected to free, not EUR 30 one-time: Gnosis Pay's fee page lists the first physical card with free shipping at no cost and a lost or stolen replacement at 4.99 EURe, GBPe or USDCe. The free ATM allowance is 5 withdrawals or EUR 200 a month, whichever comes first, then 2%
Solayer Pay (formerly Emerald Card) (Availability, Correction): Not issued in the UK or in any EU/EEA state except Slovenia and Liechtenstein: Solayer's eligibility page restricts residents and citizens of 96 countries and territories, up from the 87 previously recorded
Aven Bitcoin Visa Card (Fees, Correction): Conversion cost shown as 0%, not an estimated 1.5%: the Aven Bitcoin Card agreement lists Foreign Transaction Fee: None and no fee on purchases
Rizon Card (Rewards, Correction): Cashback tiers replaced by Rizon's three plans, up to 2.5%: Rizon's Plans & RizPoints help article lists Standard (free, 0%), Gold ($4.99 a month, 1%) and Emerald ($11.99 a month, 2.5%), with cashback capped at one month's plan fee. The Silver and Diamond tiers previously recorded are not in it
Rizon Card (Availability, Correction): Issued only to residents of the US and Latin America: Rizon's card page states the product is intended solely for individuals resident and domiciled in the US or LATAM. The 122+ countries figure is card acceptance, not eligibility
Rizon Card (Fees, Correction): ATM, card issuance and small transaction fees now recorded: Rizon's Plans & RizPoints help article lists a $1 + 0.65% ATM fee on every plan; a $10 virtual card on Standard, free on Gold and Emerald; a physical card at $49.99 on Standard, $24.99 on Gold and free on Emerald; and a small transaction fee of $0.50, $0.38 or $0.25 by plan after 4 free transactions
MaxSwap Virtual Card (Fees, Correction): One-time $50 card price and no ATM access now shown in the fee fields: MaxSwap's FAQ lists a card price of 50 USD plus a 25 USD minimum first deposit, and its virtual card policy says the balance can only be spent or refunded to the MaxSwap spot account when the card is closed
THORWallet Mastercard (Fees, Correction): 1.5% card FX now counted in costs, spending fee 0%: THORWallet's card page lists 1.5% card FX on Basic and Premium (1% on Swiss IBAN) and free crypto top-ups on Basic and Premium, with no other fee on card spending. Basic and Premium settle in USD
Lemon Card (Availability): Colombia added with 0.4% back in dollars: lemon.me/co offers the VISA Lemon Card on all purchases
Bitstack Card (Availability, Correction): Card issued only to residents of France: Bitstack's help centre states the card is currently available exclusively to residents of France, while the app is offered in 20 European countries
E Money Card (Fees, Correction): Mastercard ATM fee recorded as 1% with a HKD 50 minimum: E Money's fee page lists this network fee on top of its own 2% (Hong Kong) or 1% (overseas) ATM fee
Gemini Credit Card (Fees, Correction): No foreign transaction fee, now recorded as a fee figure: Gemini's credit card page lists no foreign transaction fees
Bitget Wallet Card (Fees, Correction): Spending cost split into 1.7% FX on non-USD and up to 0.2% conversion: Bitget Wallet's fee articles list no fee on USD spending, 1.7% on other currencies, and a 0.05-0.2% crypto-to-fiat fee in APAC. We had recorded a 1.5% cost on all spending
Avici Card (Availability, Correction): Not issued in the EU/EEA or UK: Avici's regions page lists about 49 countries across the Americas, APAC and Africa plus the US, none in Europe. Its supported US states now number 31, up from the 30 previously recorded
Robinhood Platinum Card (Fees, Correction): No foreign transaction fee, now recorded as a fee figure: Robinhood's Platinum card page states no foreign transaction fees
Crypto.com US Credit Card (Fees, Correction): 3% foreign transaction fee now recorded: Crypto.com's card welcome bonus terms list a Foreign Transaction Fee of 3% of the transaction in US dollars for the Visa Signature credit card
Fold Credit Card (Fees, Correction): Conversion cost shown as 0%, not an estimated 1.5%: Fold's credit cardholder agreement charges no fee for transactions made in a foreign currency, and the card bills in USD
Oobit Card (Fees, Correction): FX fee of up to 1.5% on non-USD purchases now recorded: Oobit's card terms list it alongside the 1% transaction fee, and Oobit's FAQ names USD as the base currency
COCA Card (Fees, Correction): Free ATM allowance corrected to $250 a month: the COCA card docs list free withdrawals up to $250, then 2%
Laso Finance Card (Fees, Correction): No FX figure recorded: Laso's pricing page says currency conversion is set by the card network, not by Laso, and is not in its 3.8% rate. We had recorded about 2% FX and counted 2.5% in rankings
Wallbit Card (Fees, Correction): $5 one-time card issuance fee now shown with the annual fee: Wallbit's pricing page lists virtual card issuance at $5 as a one-time fee on every plan
Wallbit Card (Availability, Correction): Account eligibility published for 78 countries, including the US, UK and most of the EEA: Wallbit's help centre publishes the list, where none was recorded as published before. The 180+ countries figure is card acceptance, not eligibility
Curve Card (Fees, Correction): Plan prices corrected to £/€5.99, £/€9.99 and £/€17.99 a month: curve.com/plans lists Curve Pay free and Pay X, Pro and Pro+ at these monthly prices, with no annual billing price shown